Most owners of kit cars cherish their vehicle which is why most specialist kit car insurers & brokers offer agreed value. If anything happens to your vehicle and it is written off then you will receive the value that has been agreed by you and your insurer less any excess on the policy.
How is the value agreed? Your insurer or broker will request six colour photos from you showing the front, back, 2 sides, interior & engine bay. These can be emailed but check first as some insurers require them printed off and sent to them which can take time. Also check if your broker charges for agreed value, if they charge it normally means they haven’t got the expertise to agree values and require someone else to do it for them which again can take time.
There may be occasions when the value can not be agreed and if this happens you may be required to get a valuation for your vehicle from your car club or a specialist in your vehicle.
Once the value has been agreed you will be sent an agreed valuation certificate and your photos are usually returned both of which should be kept with your Insurance Documents.